PROGRAM TERMS & CONDITIONS

CFO FREEDOM PROGRAM AGREEMENT

This Agreement (“Agreement”) is entered into as of the Effective Date (defined below) by and between:

Stiles CFO Services, LLC dba CFO Freedom Education (“Company”), and
Client (“Client”).

Collectively referred to as the “Parties.”

1. PROGRAM DESCRIPTION

The CFO Freedom Education Program (“Program”) is a professional coaching and training service designed to help bookkeepers and accountants develop their skills to be able to offer advisory and fractional CFO services to clients. The Program includes access to educational materials, community resources, group coaching, and digital assets, as outlined on the Company’s website or proposal at the time of enrollment.

2. TERM AND EFFECTIVE DATE

This Agreement becomes effective on the date Client submits payment (“Effective Date”) and shall continue for the duration of the Program as specified at purchase, unless earlier terminated in accordance with Section 8.

3. FEES AND PAYMENT TERMS

Training Materials: Training materials can only be accessed by paying the Program Fee.

Payment Terms: Payment is due in full upon execution of this Agreement unless otherwise stated in writing by the Company.

Refund Policy: Due to the immediate access to all electronic materials, no refunds can be permitted.

Upgrade Policy: The entire portion of the Program Fees paid may be applied as a credit toward an upgraded program.

Payment Authorization: By signing this Agreement, Client authorizes the Company to charge the provided payment method for the Program Fee.

4. CLIENT RESPONSIBILITIES

Client agrees to:

Actively participate in all coaching sessions and complete assigned tasks.

Maintain confidentiality regarding all community discussions and proprietary materials.

Respect all other participants and Company representatives.

Comply with applicable laws and avoid misuse of the Program content.

5. COMPANY RESPONSIBILITIES

The Company agrees to:

Deliver the Program as described, in good faith and with reasonable care.

Provide access to Program materials, coaching sessions, and support resources for the duration of the Program term.

Maintain confidentiality of Client’s personal and business information.

6. INTELLECTUAL PROPERTY

All Program materials, templates, videos, and documents provided by the Company are the exclusive property of Stiles CFO Services, LLC.
Client is granted a limited, non-transferable, non-exclusive license to use materials solely for personal business use. Client may not reproduce, distribute, sell, or share materials with third parties without written consent.

7. CONFIDENTIALITY

Both Parties agree to maintain the confidentiality of all proprietary or sensitive information shared during the Program. This obligation survives termination of this Agreement.

8. TERMINATION

Either Party may terminate this Agreement with written notice if the other materially breaches its obligations and fails to cure within seven (7) days of notice.
No refunds will be provided for terminated participation.

9. DISCLAIMER AND LIMITATION OF LIABILITY

The Company provides education and coaching only; it does not provide legal, tax, or investment advice.

No Guarantee of Results: The Company makes no guarantees or warranties, express or implied, regarding any specific financial results, business outcomes, client acquisition, income increases, or other performance metrics. Client acknowledges that results depend on many factors outside the Company’s control, including Client’s effort, implementation, market conditions, and business circumstances.

Client is solely responsible for implementing strategies and decisions.

The Company’s total liability under this Agreement shall not exceed the amount paid by Client for the Program.

10. NON-DISPARAGEMENT

Client agrees not to make any false, negative, or disparaging statements (public or private) about the Company, its officers, employees, or other participants.

11. GOVERNING LAW

This Agreement shall be governed by and construed in accordance with the laws of the State of New Jersey, without regard to conflict of law principles.
Any disputes shall be resolved exclusively in the state or federal courts located in Gloucester County, New Jersey.

12. ENTIRE AGREEMENT

This Agreement constitutes the entire understanding between the Parties and supersedes all prior agreements or understandings. No modification shall be valid unless made in writing and signed by both Parties. No verbal agreements can override this contract.